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A Float alternative for US businesses on QuickBooks

Float is a well reviewed forecasting tool built in Edinburgh, and if you are on Xero it is the better choice. TreoCast is narrower: 13 weeks, QuickBooks Online, US only, at $49 a month with unlimited entities for $99.

See pricing
QuickBooks Online onlyUS and USD only14-day money-back guarantee
Entry price, side by side
Float Essentials
Monthly billing, single entity
$130/mo
Float Scale
Multi-entity, up to five included
$389/mo
TreoCast single
One entity
$49/mo
TreoCast multi
Unlimited entities
$99/mo

Float's own published rates on monthly billing. Both vendors charge less on annual billing, and Float's annual rates are lower than the figures above.

Who each tool is for

These products overlap more than most comparison pages admit. Both build a 13-week forecast off dated invoices from your accounting system. The differences are price, reach and how much product surrounds it.

Float

A mature forecasting tool for Xero and QuickBooks businesses, in and beyond the UK.

  • Built in Edinburgh by a team of twelve who have been working on this product for over a decade. It is the older and better proven of the two.
  • Connects Xero and QuickBooks Online today, with Sage Intacct listed as coming soon. Xero is the one most people arrive asking about.
  • Covers 13 weeks on every plan and also publishes a 12-month forecast on Essentials and a 36-month forecast on Growth and Scale.
  • Publishes Admin, Editor and Viewer roles, bills in GBP, USD, EUR and AUD, and offers a 14-day free trial with no credit card.
TreoCast

A 13-week forecast for a US business on QuickBooks Online, at a lower price.

  • $49 a month for one entity and $99 a month for unlimited entities, billed monthly. Multi-entity is not held back behind the top tier.
  • QuickBooks Online only, read only on Intuit production keys. There is no Xero connection, and that rules TreoCast out for a lot of people.
  • Thirteen weeks, rolling forward each week, and nothing longer. No annual model, no three-year view.
  • Plaid connects your US bank accounts directly, so actuals come from the bank rather than only from the ledger.

Float and TreoCast, row by row

Every Float row below comes from Float's own website or from their public Capterra listing. Anything we could not verify against a published source was left off this table rather than guessed at.

Published pricing
FloatEssentials, Growth and Scale at $130, $265 and $389 a month on monthly billing, or $105, $215 and $315 a month billed annually.
TreoCast$49/month single entity and $99/month multi-entity, billed monthly. Launch pricing, half of the $99 and $199 list.
Multi-entity
FloatMulti-entity consolidation sits on the Scale tier, includes up to five entities, and charges per entity beyond that.
TreoCastUnlimited entities at $99/month, with an All entities view and a filter back to any single entity.
Try before you pay
FloatA 14-day free trial, with no credit card required.
TreoCastNo trial tier. A 14-day money-back guarantee instead, on a live subscription against your real books.
Accounting integrations
FloatXero and QuickBooks Online, with Sage Intacct listed as coming soon.
TreoCastQuickBooks Online only, read only, accounting scope only, on Intuit production keys.
Bank connection
FloatFloat's integrations page documents accounting platforms. We did not find a separate bank or open banking connection documented on their site.
TreoCastPlaid connects US bank and card accounts alongside QuickBooks, so actuals come from the bank.
Forecast horizon
Float13-week cash flow on every plan, plus a 12-month forecast on Essentials and a 36-month forecast above it.
TreoCast13 weeks, rolling forward as each week closes. Nothing longer.
Receivable timing
FloatReads every invoice and bill with its expected amount and date.
TreoCastEvery open invoice on its own due date, then shifted by that customer's median payment lag learned from history.
Scenarios
FloatA feature named Scenario Planning. Five scenarios on Essentials, unlimited on Growth and Scale.
TreoCastBear, base and bull saved side by side and switchable.
Budget against actual
FloatEvaluates each line and uses whichever figure is larger, the budget amount or the actual transaction data.
TreoCastLock a plan snapshot, then compare forecast to actual by week.
User roles
FloatAdmin, Editor and Viewer roles, with unlimited users stated on every plan.
TreoCastNo per-seat roles and no view-only login. Everyone on the account has the same access.
Advisors and accountants
FloatA partner page aimed at fractional CFOs, accountants and outsourced finance teams using Xero and QuickBooks.
TreoCastNo formal partner program. The multi-entity plan is flat at $99 however many clients you run on it.
Market
FloatHeadquartered in Edinburgh, with billing offered in GBP, USD, EUR and AUD.
TreoCastUS only, USD only.
Independent reviews
Float4.8 out of 5 from 67 reviews on Capterra.
TreoCastNone yet. TreoCast is new and has no third-party review base.

Compiled 7 August 2026 from floatapp.com (pricing, features, integrations, about) and Float's public Capterra listing. Prices shown for Float are their published monthly-billing rates in USD. Software changes: check floatapp.com for their current details before you decide.

What TreoCast does differently

A short list, because the overlap is real. These are the places where a US operator on QuickBooks gets something out of TreoCast that Float's published feature set does not describe.

Payer lag on top of the due date

Float already works from dated invoices rather than an averaged collection period, so this is a narrow difference rather than a category one. TreoCast adds one step to it. It measures the median gap between due date and settlement for each individual customer and shifts that customer's invoices by their own observed lag, so a client who has paid nine days late for two years lands in the week they will actually pay.

The bank sits next to the ledger

Plaid connects your US bank and card accounts directly, so actual cash movement comes from the bank rather than from the books alone. That is what the weekly variance is measured against, which keeps the comparison honest when a payment clears late or never clears at all.

Multi-entity is not the top tier

Consolidation costs $99 a month at TreoCast and covers unlimited entities. At Float, multi-entity consolidation is a Scale feature at $389 a month on monthly billing, includes up to five entities, and charges per entity beyond that. If you run six or ten companies, the arithmetic separates quickly.

Consolidated and per-entity from one grid

The All entities view rolls every connected company into one 13-week grid, and the entity filter takes you back to any single company. Each entity keeps its own QuickBooks connection, categorization rules, scenarios and plan snapshots, so nothing pools across them except where you ask it to.

Categorization you can overrule

TreoCast proposes categories for your transactions and lets you override any of them in bulk. An override sticks, so you correct a vendor once rather than every time it reappears in the feed. Every change lands in a full audit log.

It keeps itself current

Syncs run every four hours, and QuickBooks webhooks trigger a sync when your books change, so a new invoice shows up in minutes rather than at the next scheduled run. A weekly cash digest arrives by email so the forecast reaches you rather than waiting to be opened.

When to choose Float instead

Float is the older product, it reaches further, and it is well reviewed. Six situations where it is the right answer and TreoCast is not.

How we checked

Float's pricing, features, integrations and about pages, read on 7 August 2026, plus their public Capterra listing for the review figure. Where Float's own site did not state something plainly, we left the row off instead of inferring it.

Float is the better fit when
  • Your books are in Xero. Float connects to it and TreoCast does not, and no feature on this page makes up for that.
  • You need to forecast further out than a quarter. Float publishes a 12-month forecast on Essentials and 36 months on Growth and Scale. TreoCast stops at 13 weeks.
  • You need view-only access for a colleague, a client or a board member. Float publishes Admin, Editor and Viewer roles. TreoCast has no per-seat permissions and no client portal.
  • You want to try the product before you pay for it. Float offers a 14-day free trial with no credit card. TreoCast has no trial, only a money-back guarantee after you subscribe.
  • You want a track record before you commit. Float has been at this for over a decade and holds 4.8 out of 5 from 67 Capterra reviews. TreoCast is new and has nothing comparable to show you.
  • You are outside the United States, or you want to be billed in GBP, EUR or AUD. TreoCast is US only and USD only.

Questions people ask when comparing the two

Does TreoCast work with Xero?

No. QuickBooks Online is the only accounting integration TreoCast has, and there is no Xero connection planned that we can promise you a date for. If your books are in Xero, Float connects to it today and TreoCast cannot help you.

How does the pricing compare?

TreoCast is $49 a month for a single entity and $99 a month for unlimited entities, billed monthly. That is launch pricing, half of the $99 and $199 list. Float publishes three tiers on its pricing page: Essentials, Growth and Scale, at $130, $265 and $389 a month on monthly billing, or $105, $215 and $315 a month when billed annually. Multi-entity consolidation at Float sits on the Scale tier and includes up to five entities, with extra entities charged per entity on top.

Can I try TreoCast before I pay?

Not for free, and this is a real difference. Float offers a 14-day free trial with no credit card required. TreoCast has no trial tier at all. What it has instead is a 14-day money-back guarantee: you subscribe, connect your real books, and if the first forecast is not worth keeping you ask for the money back inside 14 days. If trying before paying matters to you, Float is the easier first step.

Does TreoCast forecast beyond 13 weeks?

No. Thirteen weeks rolling forward each week is the entire product. Float includes the 13-week view on every plan and also publishes a 12-month forecast on Essentials and a 36-month forecast on Growth and Scale. If you need to model next year rather than next quarter, that is a reason to choose Float.

Can I give a colleague or client view-only access?

No. TreoCast has no per-seat permission model and no client portal, so there is no way to hand someone a read-only login. Float publishes Admin, Editor and Viewer roles. If you need to control who can change the forecast, Float does that and TreoCast does not.

What actually differs in how the two time a receipt?

Float states that it reads every invoice and bill with its expected amount and date, so it is already working from dated documents rather than an averaged collection period. TreoCast starts from the same place and adds one step: it measures the median gap between due date and settlement for each individual customer, then shifts that customer's invoices by their own observed lag. A client who has paid nine days late for two years is forecast to pay nine days late again rather than on the due date.

Launch pricing · 50% off

If you are on QuickBooks in the US, the cheaper forecast is the one to try.

Connect QuickBooks Online and your bank, confirm the account mapping, and read the next 13 weeks. $49/month for a single entity, $99/month for unlimited entities, with a 14-day money-back guarantee.

Read-only QuickBooks access. Billed monthly. Cancel any time.

TreoCast is not affiliated with, endorsed by, or sponsored by Float. Float is a trademark of its respective owner, and all other trademarks named on this page belong to their owners. This comparison was compiled on 7 August 2026 from publicly available information on floatapp.com and from Float's public Capterra listing, and reflects our understanding on that date.